Humana’s individual and family medical plans include all the essential health benefits the healthcare law requires. Plus, your clients get a plan backed by people who care about their well-being.
With Humana, you can offer your individual clients and their families health plans that fit their needs and budgets, with benefits that make a difference, including:
As an agent, you’ll have access to:
Humana offers a variety of health plan options that are both on and off the health insurance marketplace or state exchanges. Our plans meet the standards of the healthcare law and provide all essential health benefits like preventive care, emergency services, maternity and newborn care and much more. Our plans are available in every tier (Catastrophic/Basic, Bronze, Silver, Gold and Platinum), with a variety of deductibles and maximum out-of-pocket offerings.
Many of Humana’s plans are HSA-qualified (Health Spending Account), high-deductible health plans which may be the right fit for those clients who would like to set aside pre-tax income to pay for healthcare expenses.* With the High Deductible Health Plan, members can control how they save, invest and use their healthcare dollars. Contributions to an HSA are tax-free, grow tax deferred and earn interest.
Members can also choose benefit options to enhance their individual health plan. Options include dental, vision, Cash Cancer, critical illness Life and accident.
*Rules vary from state to state. Some states do not recognize the Health Savings Account as a pre-tax contribution, or money earned in a Health Savings Account as non-taxable income. Check with your local banking institution or a tax professional for more details.
Humana makes it easy and affordable for your clients to add optional coverage like dental, vision, accident, critical illness and cancer benefits at an additional cost.
This includes coverage for preventive, basic and major services. Members can go to network or non-network dentists, but they'll pay less when they choose dentists in the network.
The Preventive Plus plan covers the most common preventive and basic services. Discounts may be available for major services and basic services that the plan doesn't cover.
With a HumanaOne Dental Prepaid C550 plan, your clients will get benefits and services at rates they can afford:
Please note this plan is only available in Georgia, Ill., Kentucky, Ohio
The HumanaOne Dental Loyalty Plus plan offers members benefits that increase over time.
With HumanaOne Vision Care, members have access to one of the largest vision networks in the U.S., with more than 35,000 participating optometrists, ophthalmologists and national retail locations. Additional benefits include:
The HumanaOne Vision Focus plan includes a mix of coverage and discounts for preventive, basic and major services. Members can go to in-network or out-of-network providers, but they'll pay less when they choose providers in the network. Plan details include the following:
When facing an unexpected medical expense, a HumanaOne Accident Benefit plan can give your clients extra support to help pay for out-of-pocket expenses related to a covered accident.
The Cash Cancer plan will offer your clients an immediate, one-time cash payment when the person named on the policy is diagnosed with a covered cancer. Details include:
The Critical Illness Cash pPlan provides immediate cash for clients who suffer from a heart attack, stroke, or other covered illness such as cancer. It’s extra cash on top of any health insurance coverage and paid in a one-time lump sum payment directly the designee. Benefits can be used for any purpose including:
To sell or solicit Humana business, agents and agencies must be properly contracted, licensed and appointed as required by their resident state and the state in which the prospect resides. Please contact your Humana sales representative for details.
Product limitations, exclusions, waiting and elimination periods apply. Availability, benefits, terms and conditions vary by state. Applications are subject to approval. Content on this page is intended to be a high-level overview of the plans, benefits and services available. It is not all-inclusive. Please refer to product-specific documents or policies for the actual terms and conditions that apply. In the event that there are discrepancies with the information on this page, the terms and conditions of the policy will govern. For life and supplemental products, plans are not health plans and are not meant to ensure health coverage.
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