HumanaOne Term Life Insurance is a simple and affordable way to take care of loved ones when money is needed most.
Term life policies are available with a HumanaOne health plan. Coverage amounts range from $25,000 to $150,000 and individuals can choose from three coverage term options.
One thing you can expect in life is the unexpected.
Your clients try to plan for what's around the corner. They insure their homes against break-ins and Mother Nature. They cover their cars against theft and collisions. However, they're more likely to deal with a serious illness, an extended hospital stay, or an accidental injury.
HumanaOne's broad range of products help your clients prepare for the unexpected and protect their family's financial health.
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This plan pays cash to help with unexpected expenses after diagnosis of a covered cancer.
If your client or a member of their family is diagnosed with a covered cancer, they will receive a cash payment to use any way they want. For example:
Cash payments are made after a covered serious illness.
Protect your client and their family from unexpected expenses related to critical illnesses, like heart attack, stroke, or cancer. If your client or a member of your family is diagnosed with a critical illness, they will receive a cash payment to use any way they want. For example:
This plan establishes financial protection for your client's children or grandchildren.
Help your clients protect their children or grandchildren now and in the future. They will get the protection of term life insurance with low premiums now, and the solid foundation of whole life automatically when they reach age 25.
The Memorial Fund is whole-life insurance that pays cash to your client's designee to take care of final expenses and more.
Your clients may have already planned ahead for funeral expenses -- but their family could face so many other costs, including medical bills, legal fees, taxes, and other expenses.
The Memorial Fund plan lets your client know that:
As the policy matures, cash value in the policy grows. That means your clients can take a loan against the policy or withdraw cash value if they cancel the policy.
To sell or solicit HumanaOne business, agents and agencies must be properly contracted, licensed, and appointed as required by their resident state and the state in which the prospect resides. Please contact your Humana sales representative for details.
Product limitations, exclusions, waiting and elimination periods apply. Availability, benefits, terms, and conditions vary by state. Applications are subject to approval. Content on this page is intended to be a high-level overview of the plans and benefits and services available. It is not all-inclusive. Please refer to product-specific documents or policies for the actual terms and conditions that apply. In the event there are discrepancies with the information on this page, the terms and conditions of the policy will govern. For life and supplemental products, plans are not health plans and are not meant to ensure health coverage.