Humana Medicare Advantage plans
To help individuals get more out of their healthcare dollars, Humana offers Medicare Advantage plans that include benefits beyond Original Medicare (Parts A and B). With these plans, clients do not need supplemental insurance and can take advantage of special features such as predictable costs, which make it easier to budget monthly healthcare expenses, and international coverage for medical emergencies.
Medicare Advantage plans in Puerto Rico
In Puerto Rico Humana offers the following Medicare Advantage plans for individuals:
Humana Gold Plus Health Maintenance Organization (HMO)
These plans include the benefits of Original Medicare and more. They typically have low out-of-pocket costs but only cover care from network providers.
HumanaChoice Preferred Provider Organization (PPO)
A PPO plan lets clients choose in-network or out-of-network providers. If they decide to go with network providers, their out-of-pocket costs will be lower.
Humana Medicare Prescription Drug plans
Humana’s stand-alone Medicare Part D prescription drug plans (PDPs) help individuals balance their health needs and finances. "Stand-alone” PDPs are separate from Medicare coverage. They let clients add drug coverage to their Original Medicare (Parts A and B) coverage.
Medicare Prescription Drug plans in Puerto Rico
In Puerto Rico Humana offers the following Medicare Prescription Drug plans for individuals:
Humana Medicare Supplement Insurance plansSome individuals prefer Original Medicare plus supplemental insurance to cover additional medical expenses. Humana's wide range of Medicare Supplement — or "Medigap" — policies may be just what they’re looking for.
These plans help cover costs such as deductibles and coinsurance. Clients can keep the same doctors and are still in the Medicare program. They also have all the rights and protections associated with Medicare.
Medicare Supplement Insurance plans in Puerto Rico
In Puerto Rico Humana offer the following Medicare Supplement Insurance plans for individuals: