Humana’s plans give your Medicare-eligible clients access to coverage choices that help meet their specific needs. We help you understand the range of options and policies available for individuals so you can support your clients and assist them in making the right decisions for their health needs and budget.
To help individuals get more out of their healthcare dollars, Humana offers Medicare Advantage plans that include benefits beyond Original Medicare (Parts A and B). With these plans, clients do not need supplemental insurance and can take advantage of special features such as predictable costs, which make it easier to budget monthly healthcare expenses and international coverage for medical emergencies.
In Puerto Rico Humana offers the following Medicare Advantage plans for individuals:
These plans include the benefits of Original Medicare and more. They typically have low out-of-pocket costs but only cover care from network providers.
A PPO plan lets clients choose in-network or out-of-network providers. If they decide to go with network providers, their out-of-pocket costs will be lower.
Humana’s stand-alone Medicare Part D prescription drug plans (PDPs) help individuals balance their health needs and healthcare costs. "Stand-alone” PDPs are separate from Medicare coverage. They let clients add drug coverage to their Original Medicare (Parts A and B) coverage.
In Puerto Rico Humana offers the following Medicare Prescription Drug plans for individuals:
Prescription drug plan coverage with retail pharmacy copays as low as $1, and mail-order copays as low as $0 for a 90-day supply after deductible.
Humana’s broadest prescription drug plan coverage, with no deductible and mail-order copays as low as $0 on 90-day supplies of Tier 1 and Tier 2 prescription drugs.
For more information on Humana’s Medicare plans, sign in to the Agent Self-Service Center.
These plans help cover costs such as deductibles and coinsurance. Clients can keep the same doctors and are still in the Medicare program. They also have all the rights and protections associated with Medicare.
In Puerto Rico Humana offers the following Medicare Supplement Insurance plans for individuals:
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