Humana Medicare Advantage plans
To help individuals get more out of their healthcare dollars, Humana offers Medicare Advantage plans that include benefits beyond Original Medicare (Parts A and B). With these plans, clients do not need supplemental insurance and can take advantage of special features such as predictable costs, which make it easier to budget monthly healthcare expenses and international coverage for medical emergencies.
Medicare Advantage plans in Tennessee
In Tennessee Humana offers the following Medicare Advantage plans for individuals:
Humana Gold Plus Health Maintenance Organization (HMO)
These plans include the benefits of Original Medicare and more. They typically have low out-of-pocket costs but only cover care from network providers.
Humana Gold Plus Health Maintenance Organization Point of Service (HMO-POS)
The HMO-POS plans cover care from in-network providers and, under certain conditions, care from providers not in the network.
HumanaChoice Preferred Provider Organization (PPO)
A PPO plan lets clients choose in-network or out-of-network providers. If they decide to go with network providers, their out-of-pocket costs will be lower.
Optional Supplemental Benefits
In Tennessee Humana offers Optional Supplemental Benefits (OSBs) with our Medicare Advantage plans. OSBs vary by plan option and may include vision, dental, or other benefits.
Medicare Advantage agent resources:
Get started with Humana
You must be a licensed insurance agent appointed by Humana to sell Humana Advantage plans. For contracting information, please complete the Agency Inquiry form below or call Humana's Agent Support Center at 1-800-309-3163.
Humana Medicare Prescription Drug plans
Humana’s stand-alone Medicare Part D prescription drug plans (PDPs) help individuals balance their health needs and healthcare costs. "Stand-alone” PDPs are separate from Medicare coverage. They let clients add drug coverage to their Original Medicare (Parts A and B) coverage.
Medicare Prescription Drug plans in Tennessee
In Tennessee Humana offers the following Medicare Prescription Drug plans for individuals:
Humana Walmart Rx Plan (PDP)
Low premium nationwide—under $16 per month.
Plan offers copays as low as $1 on certain generic drugs at Walmart and Sam’s Club and mail-order copays as low as $0 for a 90-day supply.
Humana Preferred Rx Plan (PDP)
Prescription drug plan coverage with retail pharmacy copays as low as $1, and mail-order copays as low as $0 for a 90-day supply after deductible.
Humana Enhanced Plan (PDP)
Humana’s broadest prescription drug plan coverage, with no deductible and mail-order copays as low as $0 on 90-day supplies of Tier 1 and Tier 2 prescription drugs.
Humana Medicare Supplement Insurance plansSome individuals prefer Original Medicare plus supplemental insurance to cover additional medical expenses. Humana's wide range of Medicare Supplement — or "Medigap" — policies may be just what they’re looking for.
These plans help cover costs such as deductibles and coinsurance. Clients can keep the same doctors and are still in the Medicare program. They also have all the rights and protections associated with Medicare.
Medicare Supplement Insurance plans in Tennessee
In Tennessee Humana offers the following Medicare Supplement Insurance plans for individuals:
Medicare Supplement Plan A is ideal for people who want more coverage than Medicare Parts A and B, but don't anticipate using a lot of healthcare services. It provides basic coverage for hospitalization, medical expenses, and hospice care. With Plan A, clients pay both Medicare Part A and Part B deductibles.
Plan B provides basic benefits for medical expenses and hospice care. It offers a bit more than basic coverage for hospitalization. It may be a good fit for those who want more coverage than Medicare Parts A and B, especially for hospital expenses. Plan B enrollees are responsible for paying the Part B deductible.
For clients who can pay a little more each month, Plan C offers predictable healthcare costs. Plan C includes more than basic benefits, including coverage for the Part A and Part B deductibles, skilled nursing care, and emergency care abroad.
Plan F offers basic benefits plus coverage for both Part A and Part B deductibles, skilled nursing care, emergency care abroad, and Part B excess charges (the difference between what a provider charges and Medicare will pay).
High Deductible Plan F
Benefits from the high deductible plan F include basic benefits, plus coverage for both the Part A and Part B deductibles, skilled nursing care, emergency care abroad, and 100% of Part B excess charges, but coverage does not begin until the member meets the deductible.
Relatively low premiums make these policies best for clients looking to control monthly costs while ensuring fair coverage. Only a percentage of claims are covered. To avoid higher expenses in cases of unforeseen medical need, Plan K offers clients an out-of-pocket maximum that limits what they have to pay annually.
These low-premium plans offer a range of benefits including medical services, hospice care, hospitalization, and Part B coinsurance. The plan pays a percentage of costs, and clients are responsible for a portion. There is an annual out-of-pocket maximum.
This lower-premium policy offers basic benefits as well as coverage for skilled nursing care, Part A deductibles, and travel-abroad coverage in emergencies. In addition to monthly premiums, there is an office copayment and an emergency room copayment.
Humana Healthy Living Medicare Supplement plans: additional benefits
Along with the benefits described above, coverage for routine vision and dental procedures is included with Humana Healthy Living Medicare Supplement plans. See the Outline of Coverage for details.
Medicare Supplement Insurance agent resources
Get started with Humana
You must be a licensed insurance agent appointed by Humana to sell Humana Medicare Supplement Insurance plans. For contracting information, please complete the Agency Inquiry form below or call Humana's Agent Support Center at 1-800-309-3163.
Agency inquiry form (78 KB)