State continuation Know what it means

for your clients and their members

State Continuation is an employer/employee relationship for employers with fewer than 20 employees.

Most states have State Continuation laws that require employers to offer former employees and their dependents continuation of health coverage when they no longer are active under the employer's health plan.

How do employees apply?

The employee submits the State Continuation application to his or her employer. This notifies the employer that the employee elected State Continuation. It enables the group to review eligibility and allows for premium arrangements if required by the state.

How should employers submit applications to Humana?

The employer can send the application to Humana by fax to 502-508-9978, by email to (please note this is an unsecured email address), or by mail to:

101 East Main St.
Louisville, KY 40202
Attention: State Continuation Department, 6th Floor

How do applicants know if they qualify?

After Humana processes the State Continuation application, we send a confirmation letter to the employee and employer. Or we let them know that the employee does not meet state eligibility guidelines.

What if I have questions?

Contact Humana Customer Care at 1-800-558-4444 or (please note this is an unsecured email address).

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