Traditional plans

Familiar plans that help you

control costs

When you choose one of Humana’s traditional plans, your employees get features they know and want, including large provider networks. And you get opportunities to make smart financial decisions. Use our forecasting and reporting tools to make administration easier.

PPO plans

Preferred Provider Organization (PPO) plans offer a wide choice of providers, with discounts for using in-network doctors and hospitals. These plans are popular because they give members freedom of choice, with the opportunity to reduce their costs.

    • Members can choose any provider
    • In-network providers cost less
    • Humana/ChoiceCare® Network has more than 550,000 providers and hospitals

HMO health benefit plans

Health Maintenance Organization (HMO) plans emphasize members’ relationships with their primary care provider. These plans are less expensive than other traditional plans.

    • Out-of-pocket costs are predictable
    • Referrals to specialists may be required

Point-of-service plans

Point of Service (POS) plans combine the cost savings of an HMO network with the flexibility of a PPO. Or they can seek services outside the network and pay more. In addition to traditional POS plan designs, we offer consumer-driven POS plans.

    • Members can stay within the network and less
    • Members still have freedom to choose out-of-network providers
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