Spending Accounts

Spending accounts

Promote smart healthcare shopping. Humana makes healthcare spending accounts easy for employers to administer. And our integrated debit card gives members convenient access to their funds.

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An easy, convenient way to access spending account funds

Health savings account

Help employees save and budget

An HSA lets employees pay for healthcare expenses with tax-free money. These have lower premiums than other plans and give you more control over expenses. You can make tax-free contributions to employees' HSAs, within IRS guidelines.

Personal care account

Contribute to employee expenses

With a personal care account (PCA), employers can help employees with healthcare expenses. Humana manages the PCA and HumanaAccess® Visa® Debit Card to ease your effort. And not all the cash to support your PCA is due up front.

Understanding pharmacy solutions for business
Ask the pharmacist about the drugs you are taking

Flexible spending account

Let employees set aside tax-free funds

Your employees can use a flexible spending account (FSA) to pay for healthcare and dependent care with tax-free funds. You benefit from decreased payroll costs and reduced taxes. Save on every dollar employees contribute.

HumanaAccess Visa Debit Card

Make spending accounts easier for employees

With this debit card, members can access spending account funds easily at provider locations. Humana administers the card for you.

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Frequently answered

Frequently asked, quickly answered

Find answers to employers’ most-asked questions.

See group health plan FAQs
Make Healthy Living

Make healthy living more rewarding

It’s easy when employees earn points and set goals through HumanaVitality.®

Learn more about HumanaVitality
Modify your favourite recipe

Modify your favorite recipe

Instead of scrapping your favorite not-so-healthy dessert recipes, try a few modifications. Replace whole milk or cream with 1% milk. Replace lard or fat with vegetable oil. And, replace sour cream with fat-free yogurt.

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