For many employers, our Medicare Advantage plans provide more efficient coverage for Medicare-eligible retirees compared to Original Medicare and a secondary plan.

• Preferred provider organization (PPO) and health maintenance organization (HMO) options
• Retirees and their Medicare-eligible spouses can enroll 3 months before or after the month of their 65th birthday, as well as their birthday month
• Available to both private- and public-sector retirees
• Retirees receive personalized guidance through SmartSummary^®

We offer competitive premiums and several PDP options tailored to the needs of your company and your retirees.

• Multiple PDP options
• Retirees receive personalized guidance in SmartSummary Rx
• Added convenience of mail-order delivery pharmacy options