Also known as a "traditional indemnity plan" or a "fee-for-service plan," our Classic plan offers employees who want flexibility in the doctors they see. Our indemnity plan allows them to pay the same costs, regardless of doctor or hospital.
- Go anywhere – Employees are free to choose any doctor or healthcare professional—and no referrals are needed for specialists.
- Preventive coverage – The plan includes 100% coverage for preventive services like annual exams.
- Coinsurance, with a ceiling – For additional covered services, the plan pays a coinsurance percentage, up to an out-of-pocket maximum, after deductible.
- Included Rx – Prescription drug coverage is also included.