Humana Classic plan

Also known as a "traditional indemnity plan" or a "fee-for-service plan," our Classic plan offers employees who want flexibility in the doctors they see. Our indemnity plan allows them to pay the same costs, regardless of doctor or hospital.

  • Go anywhere – Employees are free to choose any doctor or healthcare professional—and no referrals are needed for specialists.
  • Preventive coverage – The plan includes 100% coverage for preventive services like annual exams.
  • Coinsurance, with a ceiling – For additional covered services, the plan pays a coinsurance percentage, up to an out-of-pocket maximum, after deductible.
  • Included Rx – Prescription drug coverage is also included.

Request a quote

Companies of any size

Contact an advisor

Talk to a person

Current clients, call