Understand Healthcare Reform’s Impact on Businesses

Impact of healthcare reform on employers

What you need to know to manage the changes

As you navigate through the recent changes to healthcare and employer responsibilities, you can look to Humana to find solutions and the tools you need to support your employees and keep costs manageable.

The future of healthcare in the workplace

There are still many questions about healthcare reform—known as the Affordable Care Act. Armed with the facts, you can make informed choices for your business.

Healthcare changes that matter to your business and your employees

It's important to note that the federal definition of a “large employer” is one with 101 or more employees. A “small employer” is defined as 1 to 100 employees.

States can modify the definition of a large employer to 51 or more employees, and small employer to 1 to 50 employees until January 1, 2016.

Healthcare reform resources

Whether you are part of a small or large business, healthcare reform will affect your business.

Our educational tools and webinars offer simpler ways to find information about new requirements and what you can do to prepare for changes to your benefit programs.

Review the Affordable Care Act provisions for small business

Get more detailed information on the provisions already in effect and those upcoming, as well as what Humana is doing to support our customers. See our healthcare reform provisions timeline.

Healthcare reform eBook:

Cracking the Code: Healthcare Reform – What Employers Need to Know

Our employer eBook focuses on ACA provisions that affect both small and large employers. This interactive resource contains links to important websites, forms, videos and even the updated Employer Shared Responsibility Calculator.

Check out the HCR Employer eBook Cracking the Code.(1.7MB)

Adjusted Community Rating – the basics (1-99 employees) (82.7 KB) Watch video

Healthcare Reform Benefits Decisions Roadmap (990KB) A guide to understanding employer benefits options

Comparative Effectiveness Fee – the basics (99+ employees) (85KB) Watch video

Transitional Reinsurance Fees - the basics (99+ employees) (220 KB) Watch video

Where to go from here

The only constant is change. The best thing you can do to protect your employees from this kind of uncertainty is to stay informed. Keep on top of the latest healthcare reform news at websites such as those from the Kaiser Family Foundation or the George Washington University and the Robert Wood Johnson Foundation.

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