Group Long Term Disability Help your employees prepare for life’s hiccups

Being prepared isn’t just for boy scouts. Your employees should also plan for an unexpected accident or illness. Humana’s Group Long Term Disability kicks in once their short term disability ends, providing benefit payments plus services that are designed to help employees return to work.

The length of payment schedules and amount of benefits vary depending on the duration of the disability and the employer's size, respectively.

Long Term Disability (LTD)

The length of payment schedules and size of payment benefits vary depending on the duration of the disability and the employer's size, respectively.

Features of LTD plans may include:

  • Choice of plan designs
  • Multiple monthly benefit maximums and elimination periods
  • Various income replacement percentages
  • Definition of disability covering own occupation and any occupation

Optional LTD benefit features may include:

  • Accidental dismemberment and loss of sight benefit
  • Activities of daily living benefit
  • Pension contribution benefit
  • Cost-of-living adjustment
  • Online work-life resource/EAP providing access to legal, financial, childcare, eldercare, and caregiver resources
  • Customized rehabilitation programs

Employee Assistance Program to help make a connection between quality of life and well being at work

Pump up productivity with EAPs

Help your clients connect quality of life and well-being at work.

Find out more about Humana’s EAP
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Manage your benefits securely

Sign in to your secure website anytime to enroll employees, pay your bill, and more.

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