Why offer Voluntary Term Life for small group?
Even if you offer generous basic term life coverage, some employees may want to increase their coverage amount. Voluntary Term Life allows them to do so easily – without the hassle of "shopping around" for additional coverage.
How much do your employees need?
To guide employees in selecting their coverage amount, Humana offers several tools, including an online life insurance needs calculator.
Employees simply enter basic information such as their age, number of children younger than 18, income, savings, and debt.
The calculator estimates the amount of life insurance the individual would need to help beneficiaries continue their current lifestyle.
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This webpage is not a complete disclosure of plan qualifications and limitations. Before applying for coverage, please refer to the Regulatory Pre-enrollment Disclosure Guide for a description of plan provisions which may exclude, limit, reduce, modify or terminate your coverage.