Traditional Health

Traditional plans, innovative options

These plans offer familiar features, but you can structure them in innovative ways. We’ll help you administer the plans with useful tools, reports, and services. And your employees will have access to our large provider networks.


This plan includes coverage for basic healthcare, plus protection in case of a major unexpected illness or injury. Choose from Preferred Provider Organization (PPO), Point of Service (POS), or Health Maintenance Organization (HMO) designs.

    • Benefit allowance for each covered member
    • Out-of-pocket maximum limits costs
    • Features designed to promote smart decisions

High deductible health plans (HDHP)

Humana’s high deductible health plans feature low premiums and an integrated deductible for both medical and pharmacy costs. Pair with a health savings account (HSA) to give your employees solid coverage and an opportunity to save money.

    • Lower premiums than most traditional plans
    • Choose from a range of deductible amounts
    • Compatible with health savings accounts

Personal Care Account plans

These plans offer low premiums and high deductibles. You control costs while granting your employees more involvement in healthcare decisions. And they still have catastrophic coverage.

    • Coinsurance ranges from 100/70 to 80/60
    • Gives employees incentives to look for value

HMO, PPO, and POS health benefit plans

Humana's network offerings for these plans vary by area. Your options may includeHumana/ChoiceCare® Network, our nationwide PPO network; National POS—Open Access, a network of providers that overlaps 95 percent with the Humana/ChoiceCare Network; and the high-performance network Humana PreferredSM.

    • HMO plans offer predictable costs
    • PPO plans add more choice in providers
    • POS plans combine cost savings and flexibility
Make healthy living more rewarding

Make healthy living more rewarding

It’s easy when employees earn points and set goals through HumanaVitality.®

Learn more about HumanaVitality
Manage your benefits securely

Manage your benefits, securely

Use your secure website to enroll employees, pay your bill, and more.

Register for Employer Self-Service
The solution for rising pharmacy costs

The solution for rising pharmacy costs

Our pharmacy plans deliver value through innovation, transparency, and a superior consumer experience.

Explore the Humana Pharmacy Solutions portfolio