Critical Illness

Critical Illness Coverage

A diagnosis of cancer, heart attack, or stroke interrupts a person's life physically, emotionally, and economically.

Employers demonstrate their concern for their employees with supplemental workplace voluntary plans that address employees' specific health concerns.

The value of Critical Illness Coverage

A critical illness plan enables employees to help fight the costs associated with a life-threatening disease, while providing some peace of mind to the family. Benefits are paid with a one-time, lump-sum payment. This one-time payment allows the benefits to be used for any purpose, including:

  • Help offset loss of income
  • Deductibles, copayments, and scheduled benefit limitations
  • Treatments considered experimental
  • Transportation expenses to and from doctors and treatment facilities
  • Normal living expenses (mortgages, car payments, utility bills, childcare, groceries, credit card bills, etc.)

Plan benefit options

Some plan designs encompass a wider array of benefits, including coma, occupational HIV, and paralysis.

Why choose Humana Voluntary Benefits?

Our voluntary benefits give you an economical way to diversify your benefits package, helping you attract top talent and keep existing employees. The application has just a few health questions. And we strive to provide friendly, professional service to members and employers. We have more than four decades of experience helping employers develop competitive benefits packages. And in our 2008 member satisfaction survey, 99 percent of Customer Service calls were resolved to the member's satisfaction within 24 hours.

Offer Humana Voluntary Benefits to your employees

Employee Assistance Program to help make a connection between quality of life and well being at work

Pump up productivity with EAPs

Help your clients connect quality of life and well-being at work.

Find out more about Humana’s EAP
Get the guide

Get the guide to benefits administration

Find in-depth information about implementation, administration, and claims.

Download the Employer Reference Guide
reference materials

Learning tools

Learning about voluntary benefits is easy with the Virtual Guidance tool.

Virtual Guidance Tool (link opens in new window)