Voluntary Disability Coverage
Workplace Voluntary disability benefits offer eligible employees income protection coverage. This coverage partially replaces income lost as a result of a disabling non-occupational accident or illness.
When a non-occupational accident takes away the ability to bring home a paycheck, voluntary disability helps fill the gap. Payments can be used for any purpose, including ongoing bills such as rent or mortgage payments, educational expenses, food, and car payments.
These multilayered plan designs may include options for:
Optional riders cover categories such as emergency accidents, outpatient sickness, hospital indemnity, and COBRA expenses.
Our voluntary benefits give you an economical way to diversify your benefits package, helping you attract top talent and keep existing employees. The application has just a few health questions . And we strive to provide friendly, professional service for members and employers. We have more than four decades of experience helping employers develop competitive benefits packages. And in our 2008 member satisfaction survey, 99 percent of Customer Service calls were resolved to the member's satisfaction within 24 hours.Offer Humana Voluntary Benefits to your employees
This webpage is not a complete disclosure of plan qualifications and limitations. Before applying for coverage, please refer to the Regulatory Pre-enrollment Disclosure Guide for a description of plan provisions which may exclude, limit, reduce, modify or terminate your coverage.
Help your clients connect quality of life and well-being at work.Find out more about Humana’s EAP
Find in-depth information about implementation, administration, and claims.Download the Employer Reference Guide
Learning about voluntary benefits is easy with the Virtual Guidance tool.Virtual Guidance Tool (link opens in new window)