These days, many of us are watching every dollar we spend. We're sticking to monthly budgets. We're doing our homework to get the most value for our money - whether we're shopping for groceries, clothing or computers.
But there seems to be one purchase we make each year that we rarely do our research on – our health insurance. According to the Bureau of Labor Statistics, a typical family spends 6% of their budget on healthcare.
Buying a health plan that covers you and your family can stretch your budget. But an unexpected or serious illness or injury can wipe out your savings and put you at financial risk. In the long-run, buying health insurance not only can protect your health – it can protect your family’s lifestyle.
Here are a few tips to help you choose a health plan wisely:
“Consumer Expenditures – 2012” Bureau of Labor Statistics
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This information is only a high-level summary of certain provisions of the health care law. This information does NOT attempt to summarize all provisions of the health care reform law. This information is not and should NOT be used as legal or tax advice; it should not be used as a basis for decisions regarding how the health care reform law will affect you and/or your business. Should you have any questions on how the health care reform law (including the high level summary of certain provisions of health care reform) will affect you and/or your business, you should seek professional advice from attorneys or other advisors.
Insured by Humana Insurance Company, Humana Health Plan, Inc., Humana Health Insurance Company of Florida, Inc., or Humana Health Benefit Plan of Louisiana, Inc. or offered by Humana Medical Plan Inc., Humana Employers Health Plan of Georgia, Inc., or Humana Health Plan of Texas, Inc.
For Arizona residents: Insured by Humana Insurance Company. For Texas residents: Insured by Humana Insurance Company or offered by Humana Health Plan of Texas, Inc.
Our health benefit plans have exclusions and limitations and terms under which the coverage may be continued in force or discontinued. For costs and complete details of the coverage, call or write your Humana insurance agent or broker.