A: Your costs may be lower than in the Original Medicare plan
B: Part D Prescription drug coverage (included in most MA plans)
C: You still have all of the rights and protections offered through the Medicare program
D: Most MA plans include extra benefits such as coverage for vision, hearing, dental, and wellness programs
E: All of the above
Medicare Advantage (MA) plans -- also known as Medicare Part C plans -- provide Part A (hospital) and Part B (medical) coverage and must cover all medically necessary services covered by Original Medicare. You must be enrolled in Medicare Part A and Part B to join. These plans are part of the government's Medicare program but they are offered and managed through approved private insurers, like Humana. These plans may offer plan extras not found in Original Medicare, like increased wellness and preventive services. Some also have Part D prescription drug coverage.
A: I will have Medicare Advantage coverage for emergency care anywhere in the world
B: I will have to pay more to visit an emergency room outside of my plan’s network
C: I won’t have any Medicare Advantage coverage
While it is true that some medical services may cost more when you visit a provider outside of your plan’s network, emergency services and urgent care situations are an exception. With Humana’s Medicare Advantage plans, you’re covered in case of an emergency, no matter where you are in the world.
A: Many Medicare Advantage (MA) plans offer additional healthcare coverage benefits not offered by Original Medicare, including vision and hearing
B: As part of my MA plan, I will have access to additional programs, tools and resources that will help me live a healthier, more active life
C: I will be more likely to get the preventive care I need to stay healthy, because I can get most of my annual screenings at no additional cost to me
D: All of the above
With Humana’s Medicare Advantage plans, you get all of the benefits of Original Medicare and more – including access to a wealth of resources and wellness programs at no additional cost to you. Not to mention, many plans include features such as the First Nurse Advice Hotline and Humana Active Outlook to help ensure that you’re making the informed health and lifestyle choices you need to take care of the whole you.
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This information is only a high-level summary of certain provisions of the health care law. This information does NOT attempt to summarize all provisions of the health care reform law. This information is not and should NOT be used as legal or tax advice; it should not be used as a basis for decisions regarding how the health care reform law will affect you and/or your business. Should you have any questions on how the health care reform law (including the high level summary of certain provisions of health care reform) will affect you and/or your business, you should seek professional advice from attorneys or other advisors.
Insured by Humana Insurance Company, Humana Health Plan, Inc., Humana Health Insurance Company of Florida, Inc., or Humana Health Benefit Plan of Louisiana, Inc. or offered by Humana Medical Plan Inc., Humana Employers Health Plan of Georgia, Inc., or Humana Health Plan of Texas, Inc.
For Arizona residents: Insured by Humana Insurance Company. For Texas residents: Insured by Humana Insurance Company or offered by Humana Health Plan of Texas, Inc.
Our health benefit plans have exclusions and limitations and terms under which the coverage may be continued in force or discontinued. For costs and complete details of the coverage, call or write your Humana insurance agent or broker.