Do you need coverage?

Here are a few questions you might be asking. The answers might surprise you!

What if I’m hurt in an accident that isn’t my fault?

A : The person at fault will pay all my medical costs

B : I’ll just have to pay to see the doctor

C : I’m on my own, regardless of whose fault it is

The correct answer is C.

You’ll have to pay for your own medical treatment, no matter who is at fault. And paying to see the doctor could be just one of the bills. You may also need X-rays, prescription medications, and have other expenses as well. Those costs can add up to hundreds or thousands of dollars. Having insurance helps pay for things like that.

Who has the highest rate of injury-related emergency room visits?

A : It varies from city to city

B : Young adults

C : Elderly people

The correct answer is B.

That means if you’re between the ages of 27 and 33, you’re part of a group that is most likely to be injured and need an emergency room visit.

I’m pretty healthy. Why would I need insurance?

A. It helps you stay healthy

B. It helps you prepare for the unexpected

C. Both of the above

The correct answer is C.

Having insurance helps you stay healthy since getting regular check-ups is more affordable, especially if you choose doctors who are in your insurer’s network.

Not only that, but choosing to have insurance makes you more prepared for life’s surprises. Chances are, you’re going to have some medical expenses in your future. Practically everyone does. The question is, will you be able to afford them?

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Have questions? Contact us

This information is only a high-level summary of certain provisions of the health care law. This information does NOT attempt to summarize all provisions of the health care reform law. This information is not and should NOT be used as legal or tax advice; it should not be used as a basis for decisions regarding how the health care reform law will affect you and/or your business. Should you have any questions on how the health care reform law (including the high level summary of certain provisions of health care reform) will affect you and/or your business, you should seek professional advice from attorneys or other advisors.

Insured by Humana Insurance Company, Humana Health Plan, Inc., Humana Health Insurance Company of Florida, Inc., or Humana Health Benefit Plan of Louisiana, Inc. or offered by Humana Medical Plan Inc., Humana Employers Health Plan of Georgia, Inc., or Humana Health Plan of Texas, Inc.

For Arizona residents: Insured by Humana Insurance Company. For Texas residents: Insured by Humana Insurance Company or offered by Humana Health Plan of Texas, Inc.

Our health benefit plans have exclusions and limitations and terms under which the coverage may be continued in force or discontinued. For costs and complete details of the coverage, call or write your Humana insurance agent or broker.