How insurance saves you money

Be prepared

The easiest way to answer this question is to consider the element of surprise. We never know what’s going to happen day to day, and having a plan in place to help cover the cost of the unexpected is a big reason people choose to have health insurance. Here’s an example of the actual out-of-pocket costs one Louisville, Kentucky mom and her family might have faced for common healthcare expenses if they did not have coverage from health insurance.



Service with an in-network provider

Cost Before Insurance
With Health Insurance

Annual physical with screenings and lab work

$464

$0

Sick visit to a family doctor

$114

$95

Annual well-woman exam, screenings and tests

$155

$0

Annual mammogram screening

$262

$0

These healthcare costs can vary by region, provider, and health insurance plan.

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This information is only a high-level summary of certain provisions of the health care law. This information does NOT attempt to summarize all provisions of the health care reform law. This information is not and should NOT be used as legal or tax advice; it should not be used as a basis for decisions regarding how the health care reform law will affect you and/or your business. Should you have any questions on how the health care reform law (including the high level summary of certain provisions of health care reform) will affect you and/or your business, you should seek professional advice from attorneys or other advisors.

Insured by Humana Insurance Company, Humana Health Plan, Inc., Humana Health Insurance Company of Florida, Inc., or Humana Health Benefit Plan of Louisiana, Inc. or offered by Humana Medical Plan Inc., Humana Employers Health Plan of Georgia, Inc., or Humana Health Plan of Texas, Inc.

For Arizona residents: Insured by Humana Insurance Company. For Texas residents: Insured by Humana Insurance Company or offered by Humana Health Plan of Texas, Inc.

Our health benefit plans have exclusions and limitations and terms under which the coverage may be continued in force or discontinued. For costs and complete details of the coverage, call or write your Humana insurance agent or broker.