When medical emergencies come up, it can be hard to know what to do. Should you try to reach your doctor or head to the emergency room? Emergency room waits can be long – the sickest patients are the first to get treatment. You may find quicker care at medical settings such as urgent care centers, walk-in doctor’s offices, or walk-in retail clinics. These accredited facilities are staffed with doctors, nurses, and physician’s assistants and are typically open evenings, weekends and on some holidays. You’ll not only get high-quality care, you’ll pay far less than you would for an emergency room visit deemed medically unnecessary. Some insurers provide a Nurse Hotline to help determine the best course of action.
It’s always a good idea to plan ahead, so be sure to check which local facilities are in your insurer’s network
Urgent Care Centers: Staff doctors are on hand to treat conditions that are serious enough to require immediate medical attention, but don’t merit the ER. They can handle stitches and sprains, animal bites, and do x-rays and lab work (e.g. testing for strep).
Walk-in Doctor’s Offices: You usually don’t need to be a patient to see a physician and no appointment is needed. These are good alternatives for common conditions such as headaches, vomiting, and mild asthma attacks.
Retail Health Clinics: Typically found in major pharmacies or retail stores, these clinics are staffed by healthcare professionals such as nurses and physician’s assistants. They treat everyday problems like sore throats and ear pain, minor cuts and rashes and provide preventive care, such as administering flu shots.
Urgent Care Center, Walk-In Doctor's Office, or Retail Health Clinic
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This information is only a high-level summary of certain provisions of the health care law. This information does NOT attempt to summarize all provisions of the health care reform law. This information is not and should NOT be used as legal or tax advice; it should not be used as a basis for decisions regarding how the health care reform law will affect you and/or your business. Should you have any questions on how the health care reform law (including the high level summary of certain provisions of health care reform) will affect you and/or your business, you should seek professional advice from attorneys or other advisors.
Insured by Humana Insurance Company, Humana Health Plan, Inc., Humana Health Insurance Company of Florida, Inc., or Humana Health Benefit Plan of Louisiana, Inc. or offered by Humana Medical Plan Inc., Humana Employers Health Plan of Georgia, Inc., or Humana Health Plan of Texas, Inc.
For Arizona residents: Insured by Humana Insurance Company. For Texas residents: Insured by Humana Insurance Company or offered by Humana Health Plan of Texas, Inc.
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