Your enrollment guide

Before you enroll be sure to review your plan options. Weigh your family needs and finances. If you need additional help, attend an open enrollment meeting and talk with your human resource co-workers.

Take time to make good decisions

Here's what you'll need to get started on your enrollment

  • Social Security number
  • Date of birth
  • Home ZIP code
  • Last year's spending account information
  • Last year's health plan details

Check out your plan options

  • Read plan descriptions and benefit summaries
  • Review all your costs: Premium and deductible; copayment and coinsurance; out-of-pocket maximum
  • Compare against your current benefits

Consider your family's needs

  • Decide if you have any medical issues or procedures anticipated for next year
  • Review your spouse's plan options
  • Are your doctors in Humana's network? Find out with our Physician Finder

Review your finances

Evaluate what you can afford to pay.

  • Renewing members — Visit MyHumana for a full history of your expenses. You can also project your next plan year's expenses with the My Estimated Expenses Tool
  • New members — Build a family health budget — and get a handle on where your healthcare dollars go. A budget can help you plan for next year's benefits. Visit Family Health Budget -Consider a spending account, if available

Consult with others

  • Attend an open enrollment meeting
  • Confer with your family and co-workers

Make your decision

  • Review your choices one more time
  • Complete your enrollment application
  • Now it's time to relax, knowing you've made the best decisions for yourself and your family
Tool to view past expenses and estimate future costs with an insurance plan

Planning tools

Are you renewing a Humana plan? Log in to MyHumana to review your previous plan year's expenses and project your future costs.

My estimated expenses tool (link opens in new window) 
Calculator to help you estimate your future drug costs

Estimate your drug cost

Visit MyHumana and use the Rx Calculator to estimate your future drug costs.

Try the Rx Calculator

Look up healthcare and health plan terms

From abrasion to X-ray, the Humana glossary offers explanations for common insurance and medical terms.

Browse our healthcare glossary