Dental PPO Plan overview

Our Dental PPO is a coinsurance-based plan that offers higher coverage in-network than out-of-network, with the best savings received from in-network providers. When you have the Dental PPO plan, our in-network dentists provide dental services at a reduced rate. You’ll have higher out-of-pocket costs for services received from out-of-network dentists.

 

Choose savings and flexibility

With the Dental PPO plan, you have the flexibility of choosing to go to any dentist. However, to get the maximum benefits at the lowest cost, visit an in-network dentist. If your dentist isn't in the network, you may still receive benefits, but you'll pay higher out-of-pocket costs for the dental services.

Here's an overview of what this plan covers. Deductibles and coverage amounts vary by plan. To see your specific plan benefit details, sign in to MyHumana.

  • Preventive services – Oral examinations, X-rays, cleanings, topical fluoride treatment (through age 14, one per calendar year), and sealants (through age 14)
  • Basic services – Space maintainers (through age 14), emergency care for pain relief, extractions, fillings (amalgams, composite for anterior teeth), and prefabricated stainless steel crowns
  • Major services – Crowns, inlays and onlays, bridgework, dentures, denture relines and rebases, denture repair and adjustments, complete oral surgery, periodontics (gum therapy), and endodontics (root canals)

In addition, your employer's plan may include optional benefits. Here's an overview of all possible options:

  • No deductible for preventive services
  • Complete oral surgery as a basic service
  • An extended annual maximum providing 30% coinsurance on services beyond the annual maximum
  • Periodontics/endodontics as a basic service
  • Composite fillings for molars as a basic service
  • Implants as a major service; there's a $1,500 maximum implant benefit and implants are subject to the annual maximum
  • Coverage for child orthodontia only or adult and child orthodontia

Even if your plan doesn't include orthodontia benefits, you may receive up to 20% savings by visiting orthodontists in our network and asking for the discount.

Be sure to review your plan certificate for important plan information such as deductibles or required waiting periods.

 

Plan tools to maximize your value

Sign in for MyHumana tools

Visit your secure website on Humana.com to:

  • View details about your dental plan
  • Get details about your dental claims
  • Check estimates and authorizations

To access these tools and more, sign in to MyHumana

If you haven't signed up for your secure website yet, register for MyHumana now

Find a network dentist

To look up providers in Humana's dental network, use our Dentist Finder

Refer a dentist

Is your dentist missing from our network? To help us get your dentist on our participation list, refer a dentist

Get proof of coverage

If you don’t have your HumanaDental ID card, you can download temporary proof of coverage.

Quiz yourself with My Dental IQSM

The dental health risk assessment immediately rates your dental health knowledge and delivers a personalized action plan with health tips. Print a copy of the scorecard to discuss with your dentist. Visit My Dental IQ

Check our dental glossary

Dental insurance terms sometimes sounds like a foreign language. At Humana, we make it easy. Browse the health glossary

Additional tools

For additional tools and resources to help you make informed decisions about your dental insurance visit HumanaDental.com