Enrollment Center

Traditional Preferred

Plan overview

The Traditional Preferred plan offers you a wide choice of dentists, but with the ability to save money when you choose certain ones. With this plan, you receive the same level of coverage (the coinsurance percentage) with all dentists. However, when you choose dentists in the HumanaDental PPO network, you can benefit from our negotiated rates for services received from dentists in our network — an average savings of 27% nationwide.

How it works

Choice of providers plus network savings

Traditional Preferred is a coinsurance-based plan with the same coinsurance in-network as out-of-network. To get the maximum benefit from your plan — and lower costs for you — see a dentist in the HumanaDental PPO Network.

Here's an overview of what this plan covers. Deductibles and coverage amounts vary by plan. To see your specific plan benefit details, sign in to MyHumana.

  • Preventive services – Oral examinations, X-rays, cleanings, topical fluoride treatment (through age 14, one per calendar year), and sealants (through age 14)
  • Basic services – Space maintainers (through age 14), emergency care for pain relief, simple extractions, fillings (amalgams, composite for anterior teeth), and prefabricated stainless steel crowns
  • Major services – Crowns, inlays and onlays, bridgework, dentures, denture relines and rebases, denture repair and adjustments, complete oral surgery, periodontics (gum therapy), and endodontics (root canals)
In addition, your employer's plan may include optional benefits. Here's an overview of all possible options:
  • Periodontics/endodontics as a basic service
  • Composite fillings for molars as a basic service
  • Implants as a major service; there's a $1,500 maximum implant benefit and implants are subject to the annual maximum
  • No deductible for preventive services
  • Complete oral surgery as a basic service
  • Partial coverage (30% coinsurance) for services after you meet the annual maximum
  • Coverage for child orthodontia only or adult and child orthodontia

Members may contact their participating provider to determine if any discounts are available on non-covered services.

Be sure to review your plan certificate for important plan information such as deductibles or required waiting periods.

Plan tools

Plan tools to maximize your value

Sign in for MyHumana tools

Visit your secure website on Humana.com to:
  • View details about your dental plan
  • Get details about your dental claims
  • Check estimates and authorizations

To access these tools and more, sign in to MyHumana

If you haven't signed up for your secure website yet, register for MyHumana now

Find a network dentist

To look up providers in Humana's dental network, use our Dentist Finder

Refer a dentist

Is your dentist missing from our network? To help us get your dentist on our participation list, refer a dentist

Get proof of coverage

If you don’t have your HumanaDental ID card, you can download temporary proof of coverage.

Quiz yourself with My Dental IQSM

The dental health risk assessment immediately rates your dental health knowledge and delivers a personalized action plan with health tips. Print a copy of the scorecard to discuss with your dentist. Visit My Dental IQ

Check our dental glossary

Dental insurance terms sometimes sounds like a foreign language. At Humana, we make it easy. Browse the health glossary

Brush up on dental health

The BrushUp newsletter focuses on dental benefits and dental hygiene. Read the BrushUp Newsletter

Additional tools

For additional tools and resources to help you make informed decisions about your dental insurance visit HumanaDental.com