Humana Classic

Plan overview

The Classic plan, which is also known as a "traditional indemnity plan" or a "fee-for-service plan", has no provider network. You can choose any doctor or other healthcare provider, and you don't need a referral to see a specialist.

 

The freedom to choose

A Classic plan is a good choice if you are willing to pay more for coverage to have the same level of benefits with any provider. Here's how it works:

  • Your costs are the same for any provider, so you don't have to worry about paying more for certain doctors and hospitals
  • You can keep the same doctor. This plan doesn't require you to see in-network doctors
  • You're covered wherever you go because this plan offers flexibility for people who travel or live in an area with few in-network providers
  • Your out-of-pocket costs may include copayments, deductible, or coinsurance
  • If you reach the out-of-pocket maximum, the plan pays 100 percent of additional covered expenses during the plan year; you continue to pay copayments

 

Plan tools to maximize your value

MyHumana tools

Visit your secure website on Humana.com to:

  • View details about your health plan
  • Keep track of your healthcare spending and claims
  • See how close you are to meeting your deductible
  • Use Humana's MyChoice ToolsSM to estimate costs for procedures
  • Check your spending account balance

To access these tools and more, Log in to MyHumana.

If you haven't signed up for your secure Website yet, Register for MyHumana today.

MyHumana Mobile

Humana's mobile resources are designed to support the on-the-go needs of consumers and empower healthcare decisions at the point of service. Resources featured in MyHumana Mobile include: an urgent care finder, a spending account balance viewer, and ID card details. Use your existing MyHumana login to access the resources on your mobile device's browser.

Learn more about MyHumana Mobile

Printable Humana ID card

To get printable proof of your Humana coverage, simply fill out the online form in our Humana ID Card Viewer

Humana Commercial Preauthorization and Notification Lists

These dated documents provide a complete list of services that require preauthorization or prior authorization. Some employer groups for which Humana provides administrative services only (self-insured and employer-sponsored programs) may customize their plans with different requirements.

January 22, 2011, Commercial Preauthorization and Notification List
(265 KB) Download PDF
English

January 24, 2010, Commercial Preauthorization and Notification List
(97 KB) Download PDF
English

July 10, 2009, Commercial Preauthorization and Notification List
(92 KB) Download PDF
English

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