Humana Simplicity A copayment-only plan

that’s easy to use

At Humana, we don't think a medical plan has to be hard to understand — or pay for. That's why we developed Humana Simplicity. When you use in-network healthcare services, you’ll pay no deductible, just a copayment. Now that’s simple.

HMO, PPO, and POS plan designs

Choose from health maintenance organization (HMO), preferred provider organization (PPO), or National Point-of-Service (POS) plan designs.

    • HMO offers a large network and lower premiums
    • PPO offers more flexibility in choosing providers without referrals
    • POS helps you save when you stay in the network

Tiered copayment options

Choose from one of three standard copayment structures. All copayments, except pharmacy, count toward maximum out-of-pocket expenses.

    • No deductibles to track
    • In-network providers save members money

HumanaVitality

HumanaVitality® is included with Humana Simplicity plans. This wellness program is tailored to your unique health status. Small changes in everyday life can add up to healthy long-term rewards.

    • Vitality Points are awarded for verified activities
    • Turns employees’ recommended goals and supporting activities into tangible rewards
    • Simple and straight-forward for your company
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Promote healthy living with employees with a point based reward system to keep them motivated

Make healthy living more rewarding

It’s easy when employees earn points and set goals through HumanaVitality.®

Learn more about HumanaVitality
Connect with fellow insurance plan members in an online wellness community and get Facebook updates

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