Critical Illness

Critical Illness Coverage Overview

A diagnosis of cancer, heart attack, or stroke interrupts a person's life physically, emotionally, and economically. A critical illness plan enables you to help fight the costs associated with a life-threatening disease, while providing some peace of mind to the family.

How it works

Benefits of critical illness coverage

Benefits are paid with a one-time, lump-sum payment. This one-time payment allows the benefits to be used for any purpose, including:
  • Help offset loss of income
  • Deductibles, copayments, and scheduled benefit limitations
  • Treatments considered experimental
  • Transportation expenses to and from doctors and treatment facilities
  • Normal living expenses (mortgages, car payments, utility bills, childcare, groceries, credit card bills, etc.)

Some plan designs encompass a wider array of benefits, including coma, occupational HIV, and paralysis.

Plan tools

Plan tools

If you have employee-paid critical illness coverage from Humana, take advantage of these resources.

Contact us with benefit questions

If you have questions, call our Customer Care specialists toll-free: 1-855-448-6982 Monday – Friday, 8 a.m. – 5:30 p.m., Eastern time.

Service and claims forms


Get your heart rate up without hurting

Believe or not, low impact exercises can be just as effective as high impact — and still be easy on your knees and joints.

Read about low-impact exercises
Man and woman reviewing plan

Locate the forms you need

Browse the forms you need for medical, dental, life, spending account and pharmacy claims.

Find your forms
Plan for your final expenses

Plan for your final expenses

Know your family won’t have to worry as much about funeral costs, medical bills, legal fees, taxes, and other final expenses.

Explore our Life & Supplemental plans