Critical Illness Coverage Overview

A diagnosis of cancer, heart attack, or stroke interrupts a person's life physically, emotionally, and economically. A critical illness plan enables you to help fight the costs associated with a life-threatening disease, while providing some peace of mind to the family.

 

Benefits of critical illness coverage

Benefits are paid with a one-time, lump-sum payment. This one-time payment allows the benefits to be used for any purpose, including:
  • Help offset loss of income
  • Deductibles, copayments, and scheduled benefit limitations
  • Treatments considered experimental
  • Transportation expenses to and from doctors and treatment facilities
  • Normal living expenses (mortgages, car payments, utility bills, childcare, groceries, credit card bills, etc.)

Some plan designs encompass a wider array of benefits, including coma, occupational HIV, and paralysis.

 

Plan tools

If you have employee-paid critical illness coverage from Humana, take advantage of these resources.

Access your benefit information online

Sign in at the website for KMG America, a Humana company: Member sign in

If you have questions, or if you have trouble signing in to the secure website, call our Customer Care specialists toll-free: 1-877-378-1505

Monday – Friday, 8 a.m. – 5:30 p.m., Eastern time

Service and claims forms

Commonly used forms

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