Life Insurance

Life Coverage Overview

Employee-paid life coverage through your employer lets you purchase coverage at lower group rates.
Some products enable you to receive a benefit while living.


What is life coverage?

Humana offers the following benefit options:

  • Term Life coverage – Term life provides protection for a defined period, during which premiums stay the same. You can use the benefit from this term coverage to help pay for treatment for and recovery from cancer, heart attack, stroke, or other conditions.
  • Whole Life coverage – With whole life coverage, you and your loved ones have a solid foundation on which to build a long-term financial plan. The individual whole life policy with coverage up to $300,000 can be used for paying expenses such as a mortgage and future expenses such as education funds or retirement needs.


Plan tools

If you have employee-paid life coverage from Humana, take advantage of these resources.

How much life insurance do you need?

Find out with our Life Insurance Calculator.

Access your benefit information online

Sign in at the website for KMG America, a Humana company: Member sign in

If you have questions, or if you have trouble signing in to the secure website, call our Customer Care specialists toll-free: 1-877-378-1505 Monday – Friday, 8 a.m. – 5:30 p.m., Eastern time.

Service and claims forms

Commonly used forms

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Keep your fitness fun

Silver&Fit puts exercise and health education within easy reach.

Find out more about Silver&Fit (link opens in new window) 
How much life insurance do you need?

How much life insurance do you need?

We can help you decide.

Use our life insurance calculator (link opens in new window) 
Secure their future

Secure their future

From the moment they’re born, you want what’s best for them. Give them a head start in life with affordable child life insurance.

Explore our Life & Supplemental plans