The amount that must be satisfied by the combined expenses of all covered family members before the plan pays for specified services.
The charges for specific services that a provider agrees to.
Final claims deadline
The last date a claim can be filed and still be reimbursed out of your spending account.
Flexible spending account (FSA)
An employer-sponsored spending account that allows subscribers to contribute, on a pre-tax basis through paycheck deduction, to a Healthcare FSA or Dependent Care FSA. As you incur eligible expenses, outlined by the IRS, you may request reimbursement from the FSA. Any reimbursements you receive from these accounts remain tax-free when they are paid to you.
Flexible spending account (FSA)–dependent care
An employer-sponsored spending account that allows subscribers to contribute funds on a pre-tax basis through paycheck deduction. Employees can use a dependent care FSA to pay for IRS-approved dependent care services, such as child day care, adoption-related costs and adult care.
Flexible spending account (FSA)–healthcare
An employer-sponsored spending account that allows subscribers to contribute funds on a pre-tax basis through paycheck deduction. Employees can use a healthcare FSA to pay for qualified medical expenses not covered under the health plan.
Foreign Identification Number (FIN)
A permanent identification number assigned to a North Atlantic Treaty Organization (NATO) beneficiary by the appropriate national embassy. The number resembles a Social Security Number and most often starts with 6 or 9. TRICARE will not issue an authorization for treatment or services to NATO beneficiaries without a valid FIN.
A list of medications your plan covers (also known as a Drug List). The Humana Drug List shows which drugs are covered and which drug tier or level they are in with the associated member cost share.
Freestanding radiology facility
Usually housed within a building separate from a hospital or operating independently of a hospital, freestanding radiology facilities provide imaging studies that are used to help detect or diagnose a medical condition. Tests administered at these healthcare facilities may include scans such as MRI, CAT, PET, ultrasound and X-ray studies. Test results are interpreted by board-certified radiologists and reported to the referring physician.
See “Flexible spending account.”
FSA grace period
The time when you can still incur expenses and pay for them with any remaining dollars from your previous plan year. This feature is not available to all; check with your employer.