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You pay
This refers to your projected out-of-pocket costs for prescription drugs in a particular category, or "tier." This might include copayments, coinsurance, and any amount over and above a given prescription allowance.
You pay/paid
The estimated member responsibility, which is the dollar amount you are responsible for paying out of your own pocket for a claim. This amount may include deductible, copayment, coinsurance, and/or other non-covered services.