Don’t wait! The open enrollment period is almost over.
Here are some important dates you need to keep in mind.
- January 1, 2016: 2016 coverage starts for those who enroll or change plans by December 17.
- January 15, 2016: Last day to enroll in or change plans for new coverage to start February 1, 2016.
- January 31, 2016: 2016 Open Enrollment ends. Enrollments or changes between January 16 and January 31 take effect March 1, 2016.
- Open Enrollment ends January 31, 2016. If you haven’t enrolled in a health insurance plan by then, you generally can’t buy Marketplace health coverage until the next Open Enrollment Period for coverage the following year.
- If you were enrolled in a 2015 Marketplace plan, your benefit year ended December 31, 2015. To continue health coverage in 2016, continue to pay your monthly payments. This will continue your current health plan.
- If you don’t have health coverage in 2016, you may have to pay a fee. The fee is the higher of these two amounts:
- 2.5% of your yearly household income. Only the amount of income above the tax-‐filing threshold, about $10,150 for an individual in 2014 is used to calculate the penalty. The maximum penalty is the national average premium for a Bronze plan.
- $695 per person / $347.50 per child under 18. The maximum penalty per family using this method is $2,085.
- You’ll pay the fee on the federal income tax return you file for the year you don’t have coverage. Most people will file their 2016 returns in early 2017.
FREE Sign-Up events in select markets
Signing up for a health plan doesn’t have to be complicated. No matter what your health and budget, you can find a Humana plan that’s right for you. And you may find out you qualify for a discount on the Marketplace
To find a FREE Sign-‐Up Event in your area, visit HumanaHealth.com/events/
It’s free to speak with a licensed agent who can:
- Give you one-on-one advice about the right plan for you and your family.
- See if you qualify for any discounts.
- Help you understand how to use your plan once you sign up.
Still have questions? Go to HumanaHelps.com for more information.