A new straightforward medical copay plan with no in-network deductible. It’s easy to understand and use.
This example is for illustrative purposes only.
Today’s question: Is there REALLY a medical plan that’s easy to understand and use? The simple answer is: YES! Humana Simplicity is here. It’s easy to understand. Easy to use. And easy on the wallet!
Those are things the Fosters really appreciate. With three kids into everything from swimming to scouting to skateboards, life is complicated enough. And like most of us, they have to watch their budget, too. So Humana Simplicity fits their needs to a T.
When the Foster family uses their medical plan for in-network healthcare services, there’s just a copayment. A copayment is a fixed amount paid by an insured person to a provider, like the fee you pay when you visit a doctor’s office. There’s no deductible.
So whether it’s for a doctor’s appointment with Faye, an urgent care visit with Freddie, or another trip to the ER with Frank, Jr., they always know how much their copay will be. And knowing how much they’ll spend on each copay, the Fosters can make informed decisions about their healthcare spending – like when it’s best to go to the ER and when urgent care is the right decision.
In addition, preventive care services like checkups and vaccinations are covered at 100% for in-network providers. Mom and Dad really like that, even if Freddie’s not too thrilled about the shots.
What’s even better, all of their copays, except pharmacy, count toward their maximum out-of-pocket expenses. Out-of-pocket expenses are the portion of expenses a covered person pays before the insurance company begins paying at 100%. So once the Foster’s annual out-of-pocket maximum is reached, the plan will pay their medical expenses at 100% of the eligible charges.
Humana Simplicity also includes Humana Vitality, a fun wellness program all the Fosters enjoy.They even get rewarded just for eating right, exercising, and getting regular checkups. Living healthy can be very rewarding.
So to sum it up, Humana Simplicity is a medical plan that’s easy to use, easy to afford and easy to understand.
Please be sure to go to MyHumana to review your plan summary so you know all the ins and outs of your plan and can make the best decisions for you and your family.
So until next time, stay smart and stay healthy.