What are the different types of Medicare Supplement plans?

Here are 10 standardized Medicare Supplement plans  and what they cover after Original Medicare pays its share:1

= the plan covers 100% of this benefit
X = the plan doesn’t cover that benefit
% = the plan covers that percentage of this benefit
N/A = not applicable

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What are the different types of Medicare Supplement plans?

Medigap benefits

Plan A

Plan B

Plan C

Plan D

Plan F*

Plan G*

Plan K

Plan L

Plan M

Plan N

Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up

Part B coinsurance or copayment

50%

75%

✔***

Blood (first 3 pints)

50%

75%

Part A hospice care coinsurance or copayment 

50%

75%

Skilled nursing facility care coinsurance 

X

X

50%

75%

Part A deductible

X

50%

75%

50%

Part B deductible

X

X

X

X

X

X

X

X

Part B excess charge

X

X

X

X

X

X

X

X

Foreign travel emergency (up to limit plans)

X

X

80%

80%

80%

80%

X

X

80%

80%

Out of pocket limit**

N/A

N/A

N/A

N/A

N/A

N/A

 $8,000 in 2026

$4,000 in 2026

N/A

N/A

* Plans F and G also offer a high‑deductible plan in some states. 

** Plans K and L show how much they’ll pay for approved services before you meet your out‑of‑pocket yearly limit and your Part B deductible ($283 in 2026). After you meet these amounts, the plan will pay 100% of your costs for approved services for the rest of the calendar year.

*** Plan N pays 100% of the Part B coinsurance, except for copayments for some office visits and some emergency room visits.

Source: Centers for Medicare and Medicaid Services opens in new window