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Humana Medicare Part D prescription drug plans

Original Medicare doesn’t include coverage for most prescription drug needs. Adding a stand-alone prescription drug plan (PDP), also called Medicare Part D, can help you pay for your prescriptions and may protect you from high drug costs.

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How can I get coverage for prescription drugs?

Choose a stand-alone PDP

If you opt for Original Medicare, you can buy a Part D plan to complement your coverage. You can also add a Medicare Supplement plan to help with out-of-pocket costs for covered services that Original Medicare doesn’t pay, like copays and deductibles.

Consider Medicare Advantage

Another option is to choose a Medicare Advantage plan with prescription drug coverage built in. Medicare Advantage plans include all the benefits of Original Medicare and most plans include coverage for prescription drugs—all in one easy-to-manage plan.

How much does Medicare Part D cost?

Each Medicare Part D plan has a monthly premium, but don’t shop based on the monthly premium alone! Consider the costs of deductibles and copays, as well at the plan’s covered drug list, as they vary with each plan. And if you currently take prescription drugs, our shopping tools make it easy to see what they will cost on each of our plans.

*Premium varies by state or region. Please refer to the Summary of Benefits for additional information.

**If you don't live in an area where preferred cost-sharing pharmacies are close to you, your ability to take advantage of this benefit will be limited. In some areas, preferred cost-sharing pharmacies may be extremely limited.

Learn more about our prescription drug plans

Show me if my drugs are covered and what they’ll cost

Already taking prescription drugs? It’s easy to see if they’re covered by our plans and what they’ll cost based on the plan you choose. Already on Medicare? Use’s secure Blue Button to easily access past claims to help you shop and compare plans.

Things to know before you shop

Avoid the PDP late-enrollment penalty

If you don’t sign up for a prescription drug plan when first eligible and you don’t have other creditable drug coverage, you’ll likely pay a penalty to join later and you’ll continue to pay that penalty each month for as long as you have your plan. Consider enrolling in a low-premium Part D plan now to avoid the penalty in years to come.

Save more at preferred cost-sharing pharmacies

Our PDPs offer preferred cost-sharing* at Humana Pharmacy, Walmart, Walmart Neighborhood Markets, Sam’s Club, Publix, Kroger and its brands, Harris Teeter, H-E-B and Costco pharmacies. Using a preferred cost-sharing pharmacy may lower the cost of some of your prescriptions compared to standard cost-sharing pharmacies.

New for 2022! Our network now includes the Albertsons Companies family of pharmacies.

Help for Medicare members who take insulin

Our Premier Rx Plan (PDP) participates in the Part D Senior Savings Model, which Humana calls the Insulin Savings Program. This program provides affordable, predictable copayments on Select Insulins, PDF for eligible members—$35 or less for a 30-day supply at preferred network pharmacies.

Learn more about Medicare Part D coverage

Get help managing your medications

If you’re taking a number of medications prescribed by more than 1 doctor, you may be eligible to take advantage of Medication Therapy Management (MTM). Through this program, you can meet 1-on-1 with a doctor or pharmacist to learn more about your medicines and how they work, ask questions about side effects or interactions with other medications and look for opportunities to lower your costs.

See plans in your area

See plans with their premiums, copays and participating pharmacies