When you enroll in EFT, Humana claims payments are deposited directly in the bank account(s) of your choice. The funds are delivered within one day of the ERA.
EFT payment transactions are reported with file format CCD+, which is the recommended industry standard for EFT payments. The CCD+ format is a NACHA Automated Clearing House (ACH) corporate payment format with a single, 80-character addendum record capability. The addendum record is used by the originator to provide additional information about the payment to the recipient. This format is also referenced in the ERA (835 data file). Providers should contact their financial institution if they would like to receive this information.