Original Medicare Part A and Part B for 2024
Original Medicare Part A and Part B for 2024
- $1,632 deductible for each benefit period*
- Days 1–60: $0 coinsurance for each benefit period
- Days 61–90: $408 coinsurance per day of each benefit period
- Days 91 and beyond: $816 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)
- Beyond lifetime reserve days: all costs
Optional Medicare Part D and Medicare Supplement plans
Optional Medicare Part D and Medicare Supplement plans
Part D premiums, deductibles and copays vary by plan
There is a monthly premium for these plans. Medicare Supplement plans help pay some of the healthcare costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles. They generally don't cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing. See costs for our Medicare Supplemental plans
There is a monthly premium for these plans.
Medicare Advantage (offered by private insurers like Humana)
Medicare Advantage (offered by private insurers like Humana)
Part C premiums, deductibles and copays vary by plan.
Compare costs for Humana’s Medicare Advantage (Part C) plans.
All Medicare Advantage plans offer an annual maximum out-of-pocket limit.
*A benefit period begins the day you're admitted as an inpatient in a hospital or skilled nursing facility (SNF). The benefit period ends when you haven't gotten any inpatient hospital care (or skilled care in a SNF) for 60 days in a row. If you go into a hospital or a SNF after 1 benefit period has ended, a new benefit period begins. You must pay the inpatient hospital deductible for each benefit period. There's no limit to the number of benefit periods. Having to spend time in the hospital several times over the course of a single year can also increase these costs.