Humana - Guidance when you need it most

Health Savings Account (HSA)

In combination with a qualified High Deductible Health Plan, the HSA gives you a way to pay for qualified healthcare expenses and grow your savings for future healthcare needs.

You, your employer, or both can contribute tax-free money to an HSA.

HSA advantages

  • Opportunity to build savings - Unused money stays in your account from year to year and earns tax-free interest. The HSA also gives you an investment opportunity.

  • Tax-free contributions and earnings - You don't pay taxes on contributions or earnings.*

  • Portability - The funds belong to you, so you keep the funds if you change jobs or retire.

  • Convenience - The HumanaAccessSM Visa® Debit Card makes it easy for you to pay for qualified expenses such as doctor's office visits, lab tests, and prescriptions.

*All mention of taxes is made in reference to federal tax law. Review your state's tax laws to determine the treatment of HSA contributions and earnings

Details about HSAs

You can view details about how the HSA works, real life examples, and more.

HumanaAccess Card

You can spend HSA funds easily with the HumanaAccess Card. View details about how the HumanaAccess Card works.

Compare Spending Accounts

Use this side-by-side chart to compare Humana's various spending accounts: HSAs, PCAs, and FSAs.

Download and Print


Sample - HSA Qualified Expenses
View a sample list of allowable and disallowable expenses according to the Internal Revenue Service.
(PDF 99 KB) - Download PDF

Explore MyHumana

Log in to MyHumana, your secured page, to view your HSA balance, check interest rates, and request reimbursement.