Dental plans available in Minnesota

Want to find out how much each plan costs?

A couple walks together in the park.

Compare available plans

Note: All benefits listed are available up to annual maximum limit.

Plan name Humana Preventive Plus Package for Veterans Dental Loyalty Plus Dental Preventive Plus Dental Savings Plus Complete Dental Plan type

PPO

PPO

PPO

Discount

PPO

Choice of dentist

Use any dentist

Save by choosing in-network dentist

Use any dentist

Save by choosing in-network dentist

Use any dentist

Save by choosing in-network dentist

Use any dentist

Save by choosing in-network dentist

Use any dentist

Save by choosing in-network dentist

Annual deductible

Yes – $50 for one person or up to $150 for a family (does not apply to discount services)

One-time deductible

$150/person

$450/family

Yes

$50/person

$150/family

Does not apply

None for in-network preventive services, otherwise:

$50/person

$150/family

Annual benefit maximum

$1000

$1,000 - 1st year

$1,250 - 2nd year

$1,500 - 3rd year+

$1,000

Does not apply

$1,250 1st year

$1,500 2nd year+

Routine cleanings and X-rays

Plan covers 100%

Cleanings
100% covered

X-rays
40% - 1st year 

55% - 2nd year 

70% - 3rd year+

100% covered

Discounted 20-40% on average

100% covered

Office visits (exams)

No copay - Coverage or possible discount is based on services provided

Percentage covered or discount depends on services

No copay

Coverage or discount depends on services

No copay

Discounted 20-40% on average

100% covered

Waiting period

None for preventive care services; 6 months for basic services like fillings and oral surgery

None

None for preventive services

6 months for basic services

Not applicable for major services

None

None for preventive services

*6 months for basic services

*12 months for major services

*Waived with proof of insurance for previous 12 months

Note: Limitations and exclusions may apply

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