From budget-friendly monthly premiums to low office-visit copays, Humana has a dental plan that is sure to fit your needs.
View plans and prices available in your area.
From budget-friendly monthly premiums to low office-visit copays, Humana has a dental plan that is sure to fit your needs.
View plans and prices available in your area.
Note: Limitations and exclusions may apply.
Plan name | Dental Savings Plus | Bright Plus | Bright Plus for Veterans | Loyalty Plus | Preventive Value |
---|---|---|---|---|---|
Premium | You pay as low as $6.99 | You pay as low as $17.43 | You pay as low as $17.43 | You pay as low as $31.99 | You pay as low as $17.75 |
Plan type | Discount | PPO | PPO | PPO | PPO |
Coinsurance options | Does not apply | 100/60/0 In-Network
70/30/0 Out-of-Network | 100/60/0 In-Network
70/30/0 Out-of-Network | 100/40/20 (Yr 1)
100/55/30 (Yr 2)
100/70/50 (Yr 3+) | 100/50/0 In-Network
80/30/0 Out-of-Network |
Individual deductible | Does not apply | $50 - no deductible in-network Preventive Services, no deductible for whitening services | $50 - no deductible in-network Preventive Services, no deductible for whitening services | $150 Indv / $300 Indv plus one lifetime deductible | $50 Lifetime |
Family deductible | Does not apply | $150 - no deductible in-network Preventive Services, no deductible for whitening services | $150 - no deductible in-network Preventive Services, no deductible for whitening services | $450 family lifetime deductible | $50 per person with a $150 limit per policy Lifetime |
Annual maximum | Unlimited | $1,250 Annual max includes only covered services | $1,250 Annual max includes only covered services | $1,000 (Yr 1) $1250 (Yr 2) $1500 (Yr 3+) Annual max includes only covered services, discounted services don't track toward annual max or deductibles | Unlimited |
Waiting period | No waiting periods | No waiting periods | No waiting periods | No waiting periods | No waiting periods |
Routine cleaning and exams | Does not apply | 100% no deductible | 100% no deductible | 100% no deductible (Year 1/2/3+) | 100% after lifetime deductible |
Bitewing X-ray | Does not apply | 100% no deductible | 100% no deductible | 40% / 55% / 70% after deductible (Year 1/2/3+) | 100% after lifetime deductible |
Fillings | Does not apply | 60% after deductible | 60% after deductible | 40% / 55% / 70% after deductible (Year 1/2/3+) | 50% after lifetime deductible |
One-time enrollment fee | $15 | $0 | $0 | $35 | $0 |
Monthly administration fee | $1 | $0 | $0 | $1 | $0 |