From budget-friendly monthly premiums to low office-visit copays, Humana has a dental plan that is sure to fit your needs.
View plans and prices available in your area.
Dental plans available in North Carolina
Compare available plans
Note: Limitations and exclusions may apply.
Plan name | Complete Dental | Dental Savings Plus | Bright Plus | Bright Plus for Veterans | Loyalty Plus | Preventive Value |
|---|---|---|---|---|---|---|
Premium | You pay as low as $53.99 | You pay as low as $6.99 | You pay as low as $25.35 | You pay as low as $25.35 | You pay as low as $41.99 | You pay as low as $23.49 |
Plan type | PPO | Discount | PPO | PPO | PPO | PPO |
Coinsurance options | 100/80/50 In-Network 100/80/50 Out-of-Network | Does not apply | 100/60/0 In-Network
70/30/0 Out-of-Network | 100/60/0 In-Network
70/30/0 Out-of-Network | 100/40/20 (Yr 1)
100/55/30 (Yr 2)
100/70/50 (Yr 3+) | 100/50/0 In-Network
80/30/0 Out-of-Network |
Individual deductible | $50 - no deductible in-network Preventive Services | Does not apply | $50 - no deductible in-network Preventive Services, no deductible for whitening services | $50 - no deductible in-network Preventive Services, no deductible for whitening services | $150 Indv / $300 Indv plus one lifetime deductible | $50 Lifetime |
Family deductible | $150 | Does not apply | $150 - no deductible in-network Preventive Services, no deductible for whitening services | $150 - no deductible in-network Preventive Services, no deductible for whitening services | $450 family lifetime deductible | $50 per person with a $150 limit per policy Lifetime |
Annual maximum | $1250 (Yr 1), $1500 (Yr 2) | Unlimited | $1,250 Annual max includes only covered services | $1,250 Annual max includes only covered services | $1,000 (Yr 1) $1250 (Yr 2) $1500 (Yr 3+) Annual max includes only covered services, discounted services don't track toward annual max or deductibles | Unlimited |
Waiting period | Standard Waiting Periods: No waiting period for Preventive Services; 6 months Basic Services; 12 months Major Services. *Waiting periods may be waived with evidence of 12 months of prior comparable coverage. | No waiting periods | No waiting period for Preventive Services; 90 days for Basic Services | No waiting period for Preventive Services; 90 days for Basic Services | No waiting periods | No waiting periods |
Routine cleaning and exams | 100% no deductible | Does not apply | 100% no deductible | 100% no deductible | 100% no deductible (Year 1/2/3+) | 100% after lifetime deductible |
Bitewing X-ray | 100% no deductible | Does not apply | 100% no deductible | 100% no deductible | 40% / 55% / 70% after deductible (Year 1/2/3+) | 100% after lifetime deductible |
Fillings | 80% after deductible | Does not apply | 60% after deductible | 60% after deductible | 40% / 55% / 70% after deductible (Year 1/2/3+) | 50% after lifetime deductible |
One-time enrollment fee | $0 | $15 | $0 | $0 | $0 | $0 |
Monthly administration fee | $0 | $1 | $0 | $0 | $0 | $0 |
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