Dental plans available in North Dakota

From budget-friendly monthly premiums to low office-visit copays, Humana has a dental plan that is sure to fit your needs.

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Note: Limitations and exclusions may apply.

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Plan name	Complete Dental	Dental Savings Plus	Preventive Plus	Loyalty Plus	Preventive Plus for Veterans
Premium	You pay as low as $48.99	You pay as low as $5.99	You pay as low as $14.99	You pay as low as $37.24	You pay as low as $14.99
Plan type	PPO	Discount	PPO	PPO	PPO
Coinsurance options	100/80/50 In-Network 100/80/50 Out-of-Network	Does not apply	100/50/0 In-Network 70/30/0 Out-of-Network	100/40/20 (Yr 1) 100/55/30 (Yr 2) 100/70/50 (Yr 3+)	100/50/0 In-Network 70/30/0 Out-of-Network
Individual deductible	$50 - no deductible in-network Preventive Services	Does not apply	$50	$150 Indv / $300 Indv plus one lifetime deductible	$50
Family deductible	$150	Does not apply	$150	$450 family lifetime deductible	$150
Annual maximum	$1250 (Yr 1), $1500 (Yr 2)	Unlimited	$1,000 Annual max includes only covered services	$1,000 (Yr 1) $1250 (Yr 2) $1500 (Yr 3+) Annual max includes only covered services, discounted services don't track toward annual max or deductibles	$1,000 Annual max includes only covered services
Waiting period	Standard Waiting Periods: No waiting period for Preventive Services; 6 months Basic Services; 12 months Major Services. *Waiting periods may be waived with evidence of 12 months of prior comparable coverage.	No waiting periods	No waiting period for Preventive Services; 6 months for Basic Services	No waiting periods	No waiting period for Preventive Services; 6 months for Basic Services
Routine cleaning and exams	100% no deductible	Does not apply	100% no deductible	100% no deductible (Year 1/2/3+)	100% no deductible
Bitewing X-ray	100% no deductible	Does not apply	100% no deductible	40% / 55% / 70% after deductible (Year 1/2/3+)	100% no deductible
Fillings	80% after deductible	Does not apply	50% after deductible	40% / 55% / 70% after deductible (Year 1/2/3+)	50% after deductible
One-time enrollment fee	$0	$15	$35	$0	$35
Monthly administration fee	$0	$1	$1	$0	$1

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“Humana” is the brand name for plans, products and services provided by one or more of the subsidiaries and affiliate companies of Humana Inc. (“Humana Entities”). Plans, products, and services are solely and only provided by one or more Humana Entities specified on the plan, product, or service contract, not Humana Inc. Not all plans, products, and services are available in each state.

Humana legal entities that offer, underwrite, administer or insure insurance products and services.

Individual Dental and Vision Plans

Humana Individual dental and vision plans are insured or offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, The Dental Concern, Inc., CompBenefits Insurance Company, CompBenefits Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc. or Humana Health Benefit Plan of Louisiana, Inc. Discount plans offered by HumanaDental Insurance Company or Humana Insurance Company. For Arizona residents: Insured by Humana Insurance Company. For New Mexico residents: Insured by Humana Insurance Company. For Texas residents: Insured or offered by Humana Insurance Company, HumanaDental Insurance Company or DentiCare, Inc (d/b/a Compbenefits).

Group Dental and Vision Plans (Insurance through your employer)

Humana group dental plans are insured, offered, or administered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, The Dental Concern, Inc., Humana Medical Plan of Utah, Inc., Humana Health Benefit Plan of Louisiana, Inc., CompBenefits Company, Humana Employers Health Plan of Georgia, Inc. or DentiCare, Inc. (d/b/a CompBenefits). In Arizona, group dental plans are insured by Humana Insurance Company. In New Mexico, group dental plans are insured by Humana Insurance Company. In Texas, group dental plans are insured by Humana Insurance Company or Humana Dental Insurance Company or offered by DentiCare, Inc. (d/b/a CompBenefits).

Humana group vision plans are insured or offered by Humana Insurance Company, Humana Health Benefit Plan of Louisiana, Inc., Humana Insurance Company of New York, or The Dental Concern, Inc. In Arizona, group vision plans are insured by Humana Insurance Company. In New Mexico, group vision plans are insured by Humana Insurance Company. In Texas, group vision plans are insured by Humana Insurance Company.

Group Life Insurance Plans (Insurance through your employer)

Humana group life plans are insured by Humana Insurance Company or Humana Insurance Company of Kentucky. In Arizona, group life plans are insured by Humana Insurance Company. In New Mexico, group life plans are insured by Humana Insurance Company. In Texas, group life plans are insured by Humana Insurance Company.

Group Disability Income Insurance Plans (Insurance through your employer)

Humana group disability income plans are insured by Humana Insurance Company or Humana Insurance Company of Kentucky. In Arizona, group disability income plans are insured by Humana Insurance Company. In New Mexico, group disability income plans are insured by Humana Insurance Company. In Texas, group disability income plans are insured by Humana Insurance Company.

Limitations and exclusions

This communication provides a general description of certain identified insurance or non-insurance benefits provided under one or more of our health benefit plans. Our health benefit plans have exclusions and limitations and terms under which the coverage may be continued in force or discontinued. For costs and complete details of the coverage, refer to the plan document or call or write your Humana insurance agent or the company. In the event of any disagreement between this communication and the plan document, the plan document will control.

Statements in languages other than English contained in the advertisement do not necessarily reflect the exact contents of the policy written in English, because of possible linguistic differences. In the event of a dispute, the policy as written in English is considered the controlling authority.

Individual applications are subject to eligibility requirements.

Before applying for group coverage, please refer to the pre-enrollment disclosures for a description of plan provisions which may exclude, limit, reduce, modify or terminate your coverage. View plan provisions or check with your sales representative.

For group plans, please refer to your Benefit Plan Document (Certificate of Coverage/Insurance or Summary Plan Description/Administrative Services Only) for more information on the company providing your benefits.

DISCOUNT ONLY – NOT INSURANCE. Discounts are only available at participating providers. The range of discounts will vary based upon participating provider chosen to provide services. Retail prices may vary by location. Humana does not make payment for these services. You are obligated to pay for all services received and you will receive a discount from the participating provider. A list of participating providers is available upon request.

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