Dental plans available in Tennessee

DHMO

PPO

PPO

PPO

PPO

Discount

Primary care dentist required

Use only in-network dentists

Use any dentist

Save by choosing in-network dentist

Use any dentist

Save by choosing an in-network dentist

Use any dentist

Save by choosing in-network dentist

Use any dentist

Save by choosing in-network dentist

Use any dentist

Save by choosing in-network dentist

None

Yes

$50/person

$150/family

$50 for one person or up to
$150 for a family (does not apply to discount services)

One-time deductible

$150/person

$450/family

None for in-network preventive services, otherwise:

$50/person

$150/family

Does not apply

None

$1,000

$1,000 per year

$1,000 - 1st year

$1,250 - 2nd year

$1,500 - 3rd year+

$1,250 1st year

$1,500 2nd year+

Does not apply

100% covered

With in-network providers

100% covered
With in-network providers

Cleanings
100% covered

X-rays
100% covered

Cleanings
100% covered

X-rays
40% - 1st year 

55% - 2nd year 

70% - 3rd year+

100% covered

Discounted 20-40% on average
With in-network providers

100% with minor copay

With in-network providers

100% covered
No copay
With in-network providers

No copay – Coverage or possible discount is based on services provided

Percentage covered or discount depends on services

No copay
With in-network providers

100% covered

Discounted 20-40% on average
With in-network providers

Not Covered

Not Covered

Not Covered

Not Covered

Not Covered

Not Covered

None for preventive services

6 months for basic services

Not applicable for major services

None for preventive care services; 6 months for basic services like fillings and oral surgery

None for preventive services

*6 months for basic services

*12 months for major services

*Waived with proof of dental insurance for previous 12 months