Learn about health benefitsShould I extend benefits to employees’ families?
Have a sense for how much you (vs. employees) will contribute.
Monthly premiums -- the amount paid to the insurance company for coverage -- are typically shared by employer and employees, and how that cost is divvied up is an employer-controlled component.
Consider that an employer’s contribution does not need be the same for single and family coverage. When it comes to national averages, employers typically cover about 82 percent of single employee premiums and 71 percent of family premiums.1