Learn about health benefitsShould I extend benefits to employees’ families?
Have a sense for how much you (vs. employees) will contribute.
Monthly premiums -- the amount paid to the insurance company for coverage -- are typically shared by employer and employees, and how that cost is divvied up is an employer-controlled component.
Consider that an employer’s contribution does not need be the same for single and family coverage. When it comes to national averages, employers typically cover about 82% of single employee premiums and 71% of family premiums.1