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Traditional Preferred dental plan

This plan offers low-deductible options for preventive, basic and major services. It also provides the same level of coinsurance with all dentists.

Key features

Employees can visit any dentist
Negotiated rates for in-network dentists
Employees can use MyDentalIQ.com to create a customized, ongoing oral health plan with their dentist

Additional features

These optional features may vary by plan:

Composite fillings for molars and periodontics/endodontics in Basic are available as plan riders
Implants available as an optional plan rider
No deductible for preventive services
Oral surgery as a basic service
An extended annual maximum providing 30% coinsurance on services beyond the annual maximum
Coverage for child orthodontia only, or adult and child orthodontia, available as an optional rider

Even if a plan doesn’t include orthodontia benefits, it may provide up to 20% savings for visiting orthodontists in our network and asking for the discount.

Covered services

Preventive services

Oral examinations, X-rays, cleanings, topical fluoride treatment (through age 14, one per calendar year), and sealants (through age 14).
Basic services

Space maintainers (through age 14), emergency care for pain relief, simple extractions, fillings (amalgams, composite for anterior teeth), oral surgery, and prefabricated stainless steel crowns.
Major services

Crowns, inlays and onlays, bridgework, dentures, denture relines and rebases, denture repair and adjustments, periodontics (gum therapy), and endodontics (root canals).