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Our Dental Prepaid/DHMO plans focus on maintaining oral health, prevention and controlling costs. Your employees may see a primary care dentist as often as necessary. In addition, there are no yearly maximums, no deductibles to meet and no waiting periods.
Copayments for listed procedures apply only at a participating general dentist. If a primary care dentist (PCD) decides that the employee needs to see a contracted dental specialist, no referral is necessary if that specialist is in-network.
Should an employee need to see a specialist, (i.e., endodontist, oral surgeon, periodontist, pediatric dentist), they may be referred by a participating general dentist, or they can self-refer to any participating specialist—in which case, a copayment amount will apply.
This plan may include optional benefits such as:
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