Available to companies with 100 or more employees, Total Health takes a big-picture approach to employees’ physical, mental and emotional well-being, both at home and on the job. It extends the benefits of your standard Humana medical plan with health and wellness solutions—year after year.
With these plans, there are no in-network deductibles or coinsurance—only copayments for certain healthcare services. Humana Simplicity is a straightforward medical copayment plan with no in-network deductible. It’s easy to understand and use.
Self-funded arrangements give organizations the freedom to lower their premiums by leveraging their employees’ overall health and wellness.
Employees pay a flat dollar amount when visiting a healthcare professional or filling a prescription. Copay plans require a copayment for illness- and injury-related in-network doctor's office visits. Employees have 100% coverage for preventive services, like annual exams, when in-network doctors are used. Prescription drug coverage is also included.
This plan offers complete coverage for preventive exams and discounted percentages for additional services. It also includes coverage for preventive services like annual exams at 100% when in-network doctors are used. For additional covered services, the plans pay a coinsurance percentage, up to an out-of-pocket maximum, after deductible. Prescription drug coverage is also included.
High-deductible health plans (HDHPs) offer small-business employees preventive coverage for an affordable premium. For employees of small businesses who don’t want to pay a high premium but still want health coverage, HDHP plans offer budget-friendly options, covered preventive services and a single deductible for both medical and prescription services.
This plan offers low deductible options for preventive, basic and major services. It also provides the same level of coinsurance with all dentists.
View sample versions of documents related to services covered or excluded, as well as coverage terms and plan provisions, of health plans available in your area.
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