Copay health plan

Copay plans include:

• Copays – for basic services like preventive exams, telemedicine and pharmacy
• Virtual visits with board-certified doctors – 24/7, with Doctor On Demand
• Go365^® rewards for healthy behaviors – like Target and Amazon gift cards
• Preventive care – such as annual exams, routine laboratory screenings and immunizations, covered at 100% with in-network doctors

Copay plans are great for those who visit the doctor more frequently, like families with children. Members pay a set dollar amount, or copay, for routine services like office visits and prescriptions. For other covered services, members pay their deductible and then the plan pays a percentage of the cost.^*

Deductible, coinsurance and copays, including prescription drugs, count toward the maximum out-of-pocket.

Here are examples of routine services:

• Preventive care visits – $0
• Primary care visits – $20–$45
• Specialist visits – $40–$90
• Telemedicine – $20
• Retail clinic – $40
• Urgent care – $100
• Pharmacy – copay varies by plan

All other services, including labs (when not part of preventive care) and emergency room, you pay coinsurance after deductible. For example:

• Individual deductible (medical + pharmacy) – $1,000–$5,000^*
• In-network coinsurance – 50–100%
• Individual maximum out-of-pocket – $3,500–$7,350^*

All Humana medical plans can be paired with a Humana Access Spending Account which is a convenient way to help members cover their out-of-pock expenses while getting a tax-break.

*Family deductibles and out-of-pocket maximum are simply twice the individual amounts.

All costs are for in-network providers. Plan options costs vary depending on plan chosen.