Copay health plan
Traditional health plan with copays for routine services and a deductible for other covered services.
Traditional health plan with copays for routine services and a deductible for other covered services.
Copay plans include:
Copay plans are great for those who visit the doctor more frequently, like families with children. Members pay a set dollar amount, or copay, for routine services like office visits and prescriptions. For other covered services, members pay their deductible and then the plan pays a percentage of the cost.*
Deductible, coinsurance and copays, including prescription drugs, count toward the maximum out-of-pocket.
Here are examples of routine services:
All other services, including labs (when not part of preventive care) and emergency room, you pay coinsurance after deductible. For example:
All Humana medical plans can be paired with a Humana Access Spending Account which is a convenient way to help members cover their out-of-pock expenses while getting a tax-break.
*Family deductibles and out-of-pocket maximum are simply twice the individual amounts.
All costs are for in-network providers. Plan options costs vary depending on plan chosen.