Sample certificates for employer coverage

By-state coverage information and plan provisions for employer-sponsored medical plans

If you are not currently enrolled in a Humana medical plan, but are considering enrolling, use the links below to see samples of details regarding services covered or excluded in employer-sponsored plans in your state, as well as terms and provisions of the health plan named in the certificate.

NOTE: Based upon final plan selection or other factors, the actual certificate issued for a specific plan may vary from the samples provided below. Should any details conflict between the samples provided and the certificate that is issued, defer to the issued certificate.

Sample certificates by state

State Sample plan certificate

Arizona

AZ CR (1-50) HMO , PDF opens new window

AZ CR (1-50) Indemnity , PDF opens new window

AZ CR (1-50) POS , PDF opens new window

AZ CR (1-50) PPO , PDF opens new window

AZ NCR (51+) Indemnity , PDF opens new window

AZ NCR (51+) POS , PDF opens new window

AZ NCR (51+) PPO , PDF opens new window

Colorado

CO CR (1-100) HMO , PDF opens new window

CO CR (1-100) Indemnity , PDF opens new window

CO CR (1-100) POS , PDF opens new window

CO CR (1-100) PPO , PDF opens new window

CO NCR (101+) HMO , PDF opens new window

CO NCR (101+) Indemnity , PDF opens new window

CO NCR (101+) POS , PDF opens new window

CO NCR (101+) PPO , PDF opens new window

Florida

FL CR (1-50) HMO , PDF opens new window

FL CR (1-50) Indemnity , PDF opens new window

FL CR (1-50) POS , PDF opens new window

FL CR (1-50) PPO , PDF opens new window

FL NCR (51+) HMO , PDF opens new window

FL NCR (51+) Indemnity , PDF opens new window

FL NCR (51+) POS , PDF opens new window

FL NCR (51+) PPO , PDF opens new window

Georgia

GA CR (1-50) HMO , PDF opens new window

GA CR (1-50) Indemnity , PDF opens new window

GA CR (1-50) POS , PDF opens new window

GA CR (1-50) PPO , PDF opens new window

GA NCR (51+) HMO , PDF opens new window

GA NCR (51+) Indemnity , PDF opens new window

GA NCR (51+) POS , PDF opens new window

GA NCR (51+) PPO , PDF opens new window

Illinois

IL CR (1-50) HMO , PDF opens new window

IL CR (1-50) Indemnity , PDF opens new window

IL CR (1-50) POS , PDF opens new window

IL CR (1-50) PPO , PDF opens new window

IL NCR (51+) HMO , PDF opens new window

IL NCR (51+) Indemnity , PDF opens new window

IL NCR (51+) POS , PDF opens new window

IL NCR (51+) PPO , PDF opens new window

Indiana

IN CR (1-50) POS , PDF opens new window

IN CR (1-50) PPO , PDF opens new window

IN NCR (101+) HMO , PDF opens new window

IN NCR (51+) Indemnity , PDF opens new window

IN NCR (51+) POS , PDF opens new window

IN NCR (51+) PPO , PDF opens new window

Kansas

KS CR (1-50) Indemnity , PDF opens new window

KS CR (1-50) POS , PDF opens new window

KS CR (1-50) PPO , PDF opens new window

KS NCR (51+) Indemnity , PDF opens new window

KS NCR (51+) POS , PDF opens new window

KS NCR (51+) PPO , PDF opens new window

Kentucky

KY CR (1-50) POS , PDF opens new window

KY CR (1-50) HMO , PDF opens new window

KY NCR (51+) HMO , PDF opens new window

KY NCR (51+) Indemnity , PDF opens new window

KY NCR (51+) POS , PDF opens new window

KY NCR (51+) PPO , PDF opens new window

Louisiana

LA CR (1-50) HMO , PDF opens new window

LA CR (1-50) Indemnity , PDF opens new window

LA CR (1-50) POS , PDF opens new window

LA CR (1-50) PPO , PDF opens new window

LA NCR (51+) HMO , PDF opens new window

LA NCR (51+) Indemnity , PDF opens new window

LA NCR (51+) POS , PDF opens new window

LA NCR (51+) PPO , PDF opens new window

Michigan

MI CR (1-50) Indemnity , PDF opens new window

MI CR (1-50) PPO , PDF opens new window

MI NCR (51+) Indemnity , PDF opens new window

MI NCR (51+) PPO , PDF opens new window

Missouri

MO CR (1-50) Indemnity , PDF opens new window

MO CR (1-50) PPO , PDF opens new window

MO NCR (51+) Indemnity , PDF opens new window

MO NCR (51+) PPO , PDF opens new window

Mississippi

MS CR (1-50) Indemnity , PDF opens new window

MS CR (1-50) PPO , PDF opens new window

MS NCR (51+) Indemnity , PDF opens new window

MS NCR (51+) PPO , PDF opens new window

Nevada

NV NCR (51+) Indemnity , PDF opens new window

NV NCR (51+) POS , PDF opens new window

NV NCR (51+) PPO , PDF opens new window

Ohio

OH CR (1-50) HMO , PDF opens new window

OH CR (1-50) Indemnity , PDF opens new window

OH CR (1-50) POS , PDF opens new window

OH CR (1-50) PPO , PDF opens new window

OH NCR (51+) HMO , PDF opens new window

OH NCR (51+) Indemnity , PDF opens new window

OH NCR (51+) POS , PDF opens new window

OH NCR (51+) PPO , PDF opens new window

Tennessee

TN CR (1-50) Indemnity , PDF opens new window

TN CR (1-50) PPO , PDF opens new window

TN NCR (51+) Indemnity , PDF opens new window

TN NCR (51+) PPO , PDF opens new window

Texas

TX CR (1-50) HMO , PDF opens new window

TX CR (1-50) Indemnity , PDF opens new window

TX CR (1-50) POS , PDF opens new window

TX CR (1-50) PPO , PDF opens new window

TX NCR (51+) HMO , PDF opens new window

TX NCR (51+) Indemnity , PDF opens new window

TX NCR (51+) POS , PDF opens new window

TX NCR (51+) PPO , PDF opens new window

Wisconsin

WI CR (1-50) Indemnity , PDF opens new window

WI CR (1-50) POS , PDF opens new window

WI CR (1-50) PPO , PDF opens new window

WI NCR (51+) Indemnity , PDF opens new window

WI NCR (51+) POS , PDF opens new window

WI NCR (51+) PPO , PDF opens new window