Accident, Disability, Voluntary Life Benefits for Employees

Worksite Plans

Help your employees navigate unexpected illness or injury

A major illness can put a financial strain on employees and their families. Worksite plans can help address special situations, such as a lengthy hospital stay or experimental treatments at a lower company rate.


Accidents happen. Help your employees be prepared for the unexpected with worksite accident coverage.

Critical Illness

In the event of a covered illness, such as a heart attack, stroke or coronary artery disease, a one-time, lump-sum payment allows benefits to be used for a wide variety of purposes and to help offset the loss of income.

Hospital Indemnity

If an employee is an inpatient at a hospital, hospital indemnity coverage may be used to help offset the expenses.


This cash payment may be used to help offset expenses incurred for treatment or to help pay for everyday living expenses.

Term & Whole Life

Voluntary life coverage can help employees take care of their family's current and future financial obligations, depending on the type of policy.


This plan may help employees cover gaps in pay and lost income as a result of a disabling non-occupational accident or illness. You choose the level of coverage to offer and they choose where the payments apply.


Supplemental insurance enables coverage in excess of what the basic plan may offer. No physical examination is required.

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