How much does a dental filling cost?

If you have a cavity or a damaged tooth, you may need a dental filling to treat it. If left alone, tooth decay could cause an abscess or intense pain. Dental fillings are one of the most common dental procedures you may get at the dentist. Read on to learn more about the procedure and what it may cost.

What are dental fillings?

Dental fillings are a way to repair your tooth after it is damaged or decayed. If your dentist decides you need a filling, they will first need to remove decayed parts of the tooth with a drill or other special tools. They may give you anesthetic to numb the tooth and the area around it before drilling. Next, the dentist fills the cavity with a durable material such as resin. Finally, once the filling hardens, they shape and polish the tooth.1 

How much does a filling cost without insurance?

Costs can vary widely by location and provider. Let’s say you’re an adult living in Orlando, Florida. Generally, the cost for a dental filling without insurance could run from $200 to $335.2 The cost of a dental filling procedure varies based on several factors, including:

  • Cavity size
  • Material used for filling
  • How many teeth require fillings
  • The types of teeth that need fillings

Dental fillings are typically necessary procedures. If you don’t have dental insurance, you could save money on dental work through a dental discount plan. These plans are not insurance plans. They charge an annual fee in exchange for access to discounted dental care from participating providers.

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Types of cavity fillings and costs

The cost of your dental filling may depend on the type of material your dentist uses. Here are some common types of filling materials:

Metal (aka silver amalgam) fillings

Metal amalgam fillings are made from a mixture of metals, such as silver, tin or copper. They are very durable but have the potential to expand and create cracks in the teeth. Because metal amalgam fillings have a noticeably different color from the teeth, they are often the cheapest option.

Composite fillings

Composite fillings are made from a resin designed to match the color of tooth enamel. They aren’t as noticeable as metal fillings, but they are less durable. Composite fillings also tend to cost a bit more.2

Frequently asked questions

Does insurance cover dental fillings?

Most dental plans will help cover the procedure for fillings. Typically, insurance providers will cover up to 80% of the cost for fillings once your annual deductible is met.

Many dental plans offer services with no waiting periods. This means you could get coverage for a dental filling even if you need a procedure as soon as possible.

How can I pay for a cavity filling?

If you need a filling, it’s important not to put it off. Leaving a cavity untreated could lead to more serious dental issues that may require more serious—and more expensive—treatments like root canals or having the tooth removed.

Dental insurance could help you cover some costs associated with fillings. Some dentists offer payment plans for some procedures. This way, you can spread the cost of a dental filling over several months, rather than paying the full price up front.

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From budget-friendly monthly premiums to low office-visit copays, Humana has a dental plan that is sure to fit your needs.

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Sources

  1. Dental Fillings opens in new window ,” Cleveland Clinic, last accessed March 9, 2026. 
  2. Humana Inc. NA-95 Dental Procedure Pricing Tool. This document is proprietary to Humana Specialty. Last accessed March 9, 2026.