Special dental topicsHow does dental insurance work?
An annual maximum is the limit your dental insurance plan will pay for certain costs each year. If you’re shopping for a
Here are some more details about dental insurance annual maximums.
How does an annual maximum work?
Let’s say your annual maximum is $1,000. That means all of the qualifying dental care you receive in a year up to $1,000 will be paid by your dental insurance. All charges after $1,000 must be paid by you.
Start of year
Dental service 1
Dental service 2
Dental service 3
Dental service 4
You pay out of pocket
Once a new year starts, your annual maximum will reset.
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What dental services count toward the annual maximum?
Some dental services that may count toward an annual maximum include:
How can I check my annual maximum?
You have a couple of ways to check your annual maximum:
- Call your dental insurance company and ask them directly. Be sure to have your policy number ready before you call.
- If you have an online profile with your insurance provider, sign in to your account. You should be able to find your annual maximum in your plan details. If you have a dental plan with Humana, you can find your annual maximum by signing in to your
Frequently asked questions
An annual maximum is the limit your dental insurance will pay toward the cost of dental treatment in a plan year. A deductible is the amount you pay toward certain expenses before your insurance kicks in.
A lifetime maximum is the total amount of money insurance will cover for
Learn more about dental insurance
At Humana, we understand you may have more questions about dental insurance. To learn about dental plans, dental care and dental procedures, check out our library of
Individual and family dental insurance plans
From budget-friendly monthly premiums to low office-visit copays, Humana has a dental plan that is sure to fit your needs.
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